Posts with keyword retirement-plan→

(This post is a part of the series on Basics of Finance and Investing.)

The short answer to this question is that we should invest to be able to shift our purchasing power from the high earning phase of our life to the low earning phase. Many of us earn more than we need to spend in our working life (note the italic – some of us spend more on our wants rather than our needs). It is the exact opposite when we retire – we spend more on our needs than we earn. Therefore, we must have adequate funds available when we retire to live out the rest of our life.
Continue >>

• Welcome to PF&Investing

  I am a scientist working in a US university, and I also study the dynamics of financial markets and their impact on our financial health. More...

• Browse by keyword

  asset-allocation bond bull-market buy-and-hold cd cpi curriculum dealer-warranty demand-supply dow-jones edmunds fidelity fixed-income index-fund Inflation Investing long-term low-risk market-correction market-fluctuation market-timing money-market new-car nyse paycheck portfolio-diversification purchasing-power random-walk-down-wall-street retirement-saving s&p-500 samarins saving secondary-market security stock-fund stock-picking t-rowe-price undervalued-stock used-car value-investing vanguard variable-income VIN warren-buffett wordpress