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Philip Brewer in “Wise Bread” suggests that we carry some cash while on the road. My own principle is to have about $20 cash in my wallet, and one credit card (no debit card). Unless I am on a major trip out of town, when I take more cash with me (but still one credit and no debit card). The credit card I use gives 5% cash back on gas purchase, and I always pay balance in full.
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